Advanced Diploma of Financial Planning (ADFP) Practice Test

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What age do individuals need to be to qualify for Medicare?

  1. 62

  2. 64

  3. 65

  4. 60

The correct answer is: 65

To qualify for Medicare, individuals must be at least 65 years old. This age requirement is set to ensure that the program is available to seniors, who often have greater healthcare needs. Medicare is primarily designed for older adults, reflecting the typical age at which people begin to encounter more significant health issues and require additional medical support. Individuals can apply for Medicare three months before they turn 65, on their birthday month, or during the three months following their 65th birthday. This system provides a structured approach to manage the healthcare needs of the aging population.

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